Childrens Critical Illness

If your child were to become critically ill, the benefit of critical illness insurance can ease the financial strain on a family at an extremely difficult period. More than that, opting to enroll a child in critical illness insurance at an early age can result in reasonably priced, lifelong coverage.

Key features of a child critical illness plan are:

• An innovative approach that grows with your children to cover them permanently.
• Options available for a return of 75% of all premiums paid to the policy when your child turns 25 if there has been no claim.
• The policy will switch and be owned by your child at age 25 if they decide to keep the plan.
• If your child keeps the plan from age 25 to age 40 or beyond, they are eligible to receive 100% of all the money paid to the plan. 

The return of premium option offers a multi pronged approach to critical illness. It covers your child in case of diagnosis of a critical illness, it secures the families financial security in the event of a serious illness, if there is no claims on the plan the family can receive 75% return of all money paid to the plan, tax free and to be used any way in which you deem responsible and it allows coverage of the child permanently with little underwriting.