Retiree

Preparing for retirement starts by assessing your financial road map. This includes reviewing your cash flow needs, updated retirement needs and goals, lifestyle allocations and current investment status. Knowing where you are and where you want to be in retirement paves the way for helping you reach that goal.

With retirement on the horizon, you will need to secure the funds you have built over your career, incorporating other benefits (such as CPP, OAS) to help ensure you will have a sustainable income stream in the most tax efficient manner during retirement. This process is very detailed, and we strive to be as complete and accurate as possible, allowing our clients to be well prepared for retirement. 

Your insurance needs have likely changed at this point in life. Needs shift away from day-to-day financial responsibilities (mortgage, children’s education), and you may be looking more towards future tax liabilities or generational wealth transfer for your family. We can complete a tax evaluation with you, to ensure your needs are covered.  Complementary to preparing for tax is preparing for generational wealth transfer.