Investing In Your Tomorrow, Today.
Established Family
At this point in your life, you may have an established family, children are a little older, career is in place, mortgage is being paid down, salary has increased, and it is time to focus on living for today but planning for tomorrow.
At this point, it is important to have a review and update on all your insurance products. We would complete an insurance analysis on all current insurance and confirm that you have adequate coverages and there are no areas of liability that have opened. It may be time to discuss converting some of your term life insurance to permanent insurance. As we age, we start looking at transferring our wealth to our children and protecting our estate. One of the biggest assets in completing this transfer and the protection of your estate is permanent life insurance. This is a key platform to help you leave a legacy for your children, cover final expenses such as funeral costs and cemetery costs, and protect your family against final taxes associated with your estate.
As the process continues, we will reevaluate your current financial situation and the movement towards achieving your retirement nest egg. We can review RRSPs to ensure they are being funded at a level that will produce the necessary retirement income and review the holdings within your account to ensure they are providing the return to attain your goal.
